Currently, there are many offers and all insurance costs are not small. However, the value of the coverage you need to learn carefully and wisely. Before buying any policy, make sure you are careful to make sure the terms, scope and cost.
1. Private Mortgage Insurance
It is insurance protection against losses the lender when the borrower is given a high risk. This insurance is only necessary if you are buying a home with a down payment of less than 20% of the value of the home.
2. Insurance Warranty Extension
Insurance is available at stores that sell electronic equipment. From the point of view of the consumer, the warranty is very rarely used, especially in small electronic items such as DVD or radio.
3. Car Accident Insurance Protection
If you have a loan on the car, lenders tend to require that you have an accident insurance because insurance is designed to cover the cost of vehicle repairs. If your car is paid off, the insurance is not thatyou need.
In fact, most people rarely rent a car. Even doing so, although the cost of insurance is relativelyinexpensive, when amortized over a lifetime may amount you spend will be greater than the benefits.
Your personal life insurance policy should already cover catastrophic.
Statistically speaking, most children grow up safe and healthy so that parents do not have to buy life insurance for their children.7. Flood insurance
Unless living in a troubled region with a history of flooding, you should not bother buying this insurance.
Bids stating the credit card insurance can pay the bills due to your failure to pay it off, but this is just a waste of your money. Better you minimize the use of credit cards so no need to worry about the bill.
Rather than add a policy for this insurance and other bills, it makes more sense to get a regular life insurance policy instead.
Polis is usually reserved for diseases such as cancer, heart disease, and others. Instead of identifyingany possible diseases that you may face, got this kind of policy coverage requires accurate medicalclarity.